Transaction Intelligence.
Free utility calculators and statement analyzers for personal cashflow auditing and merchant insights. No registration, processed locally inside your browser.
Primary Hub
M-PESA Transaction Analyzer
The primary analyzer. Paste SMS logs or upload PDF statements to extract categories, inflows, outflows, and transaction listings.
For Merchants
M-PESA Revenue Analyzer
Analyze business inflows from Till Numbers, Buy Goods, and Lipa na M-Pesa. Tracks customer behavior and timing heatmaps.
Pochi Focus
Pochi la Biashara Analyzer
Specialized version of the Revenue Analyzer targeting Pochi users. Group repeat clients, top senders, and revenue concentrations.
Personal Health
M-PESA Expense Analyzer
Audit outgoing M-Pesa. Group categories automatically, track average daily spend, velocity, and recurring subscriptions.
Diagnostic
Debt Health Check
Take the 2-step financial obligations quiz to assess DTI ratio, debt risk score (0-100), warning flags, and tailored escape checklist.
Recent Analysis Runs
These reports are stored locally in your browser. Create an account to sync them across devices.
Local ModeSync to Account
No saved analysis runs found
Launch any of the analyzers above, input statement logs, and click "Save" to compile your history checklist.