Track expenses in seconds, manage debts with progress tracking, crush savings goals, and see where every shilling goes. All your financial data organized with smart categorization and analytics.
✨ Free to download • 7-day free trial included
Then just KSh 999 one-time payment(Worth KSh 10,000-15,000)

Most people buy 5-6 different spreadsheets just to manage their money:
...and they don't sync or talk to each other
MONEE replaces them all for just KSh 999
Stop guessing. Upload your M-Pesa statement or paste SMS messages from the last 3 days, 7 days, or full month. Get instant insights into who you're spending with most.
Setup time required
Free forever
To see results
✨ No signup • No credit card • Private (data stays in your browser)
No spreadsheets. No complicated formulas. Just simple, powerful tools that work the way you live.
Log expenses manually or import from M-Pesa statements. Smart auto-categorization learns your spending patterns.
Track multiple income sources with payday scheduling. See your monthly cash flow and balance at a glance.
Manage one-time debts, interest-push plans, and amortizing loans with payment schedules and progress tracking.
Set targets, track contributions, and watch your savings grow month by month.
Set up recurring expenses with reminders. Mark as paid with one tap and track payment history automatically.
Category breakdowns, spending trends, recipient tracking, and cash flow analysis. All your data at a glance.
Try our free statement analyzer before signing up. Upload PDF or paste SMS to see instant spending insights.
Your data is yours, always encrypted and synced safely. Works offline too.
We've just completed major updates: profile-based organization, recurring transactions, advanced debt tracking, and more. Test the new features and help us make MONEE even better.
Be among the first to use new features
Your feedback directly impacts development
Special perks for early supporters
Just 2 minutes a day to stay on top of your money
Add expenses manually in seconds, or paste M-Pesa messages for bulk import. Your choice.
MONEE learns your spending patterns and remembers categories for recurring expenses automatically.
View where your money goes by category, time period, and recipient. No math needed.
See why MONEE is the smartest choice for Kenyan users
| Feature | MONEE | Competitors |
|---|---|---|
| Quick Manual Entry | Slow | |
| Auto-Categorization & Learning | Manual | |
| Debt Tracking with Progress | Basic | |
| Savings Goals & Targets | Manual | |
| Rich Analytics & Charts | Basic | |
| Income Source Tracking | ||
| M-Pesa Bulk Import (Optional) | ||
| Offline-First PWA | ||
| Mobile Optimized | Desktop Only | |
| Pricing | KSh 999 Lifetime | Monthly Subscription |
| Free Updates Forever |
Free to download. 7-day free trial. Then one payment, yours forever.
Worth KSh 10,000-15,000. Pay once. Own forever. No monthly fees.
Everything Included:
Free to download. 7-day free trial. No credit card required. Then KSh 999 one-time — worth KSh 10,000-15,000. Best deal ever.
No need to copy hundreds of SMS messages. Just export your M-Pesa statement and upload it.
Choose your preferred method to import transactions into MONEE

Step 2: Click "SEE ALL" next to M-PESA STATEMENTS

Step 3-6: Export and generate your statement
💡 Pro Tips:
Everything you need to know about MONEE. Can't find an answer? Reach out to us at support@monee.app