Financial
Truth Engine.
Monee cleans your cryptic M-Pesa statements and reconciles 6 months of history in seconds. Track debts, wishlists, and your true burn rate without the manual headache.
One-Time Pay
KSh 1,499
LIFETIME ACCESS
History Limit
6 Months
In 120 seconds
Privacy
Local
Zero Cloud Logs
Public Transaction Intelligence Tools
Analyze M-Pesa statements, check business health, and audit your cashflow in under 30 seconds. Private, local, and completely free.
Transaction Analyzer
Paste SMS messages or drop a PDF statement. Extract immediate breakdowns, categories, and runways.
Revenue Analyzer
Track Till, Buy Goods, and Lipa na M-Pesa income. Group top senders, timing trends, and growth signals.
Pochi la Biashara Analyzer
Specialized analysis for Pochi accounts. Understand customer concentration, leaderboard rankings, and repeat rates.
Expense Analyzer
Audit outgoing M-Pesa. Detect recurring payments (Wifi, bills, Netflix), daily burn velocity, and spikes.
Debt Health Check
Assess warning levels, DTI obligations, and get custom checklist tips using our interactive diagnostic quiz.
Financial Truth, Simplified.
We built the tool we needed. High-density data, low-friction interaction.
6-Month M-Pesa Cleanser
Reconcile half a year of M-Pesa history in seconds. Turn cryptic SMS texts into a clean, categorized ledger of financial truth.
Guaranteed Commitments
Manage fixed commitments like Rent, WiFi, Netflix, and subscriptions. Easily pause, resume, and track recurring bills cleanly.
Category Budgets & Limits
Set monthly limit targets for variable categories. Track actual vs budget targets in real time with visual progress indicators.
Expected Income Timeline
Map out scheduled salaries, bonuses, and side-hustle inflows month-by-month. Check off timeline items once received.
Sacco & Debt Companion
Log SACCO balances, bank loans, and mobile cash overdrafts (Fuliza, M-Shwari). Track repayments and interest rates automatically.
100% Private Local Parsing
Your statement statement parsing logic runs locally inside your browser sandbox. The server only stores secure structured summaries.
Monee vs. The World.
Why we win every single time.
The Old Way
- Manual CSV parsing for hours
- Vague 'Merchant-492' labels
- Cloud data harvesting
- Subscription traps
The Monee Way
- 6 months processed in 2 mins
- Human-readable merchant detection
- 100% Offline & Local data
- Single KSh 1,499 Lifetime Payment